Frequently Asked Questions


1. What types of insurance do you offer?

We provide life, home, renters, auto, and commercial insurance options, along with long-term planning guidance for retirement and family protection.

2. Are you affiliated with one insurance company or multiple?

We offer coverage from a variety of companies and work with multiple brokerages to provide you with the best choices.

3. Do you only serve clients in Chattanooga?

We proudly serve Chattanooga and surrounding areas like Hixson, Ringgold, Ooltewah, and Signal Mountain—we’re licensed in both Tennessee and Georgia.

4. How do I get a quote?

You can request a quote directly through the “Get a Quote” button on our site, give us a call at (423) 510-9197, or stop by our office at 4202 Brainerd Road.

5. Do you charge a fee for your services?

No—we don’t charge a fee to help you find coverage. We’re paid by the insurance companies, not by our clients.

6. Can you help me understand what type of life insurance is best for me?

Absolutely. We’ll walk you through your options—term, whole, or otherwise—in plain language so you can make an informed decision that fits your family and your future.

7. What if I already have a policy with another company?

We’re happy to review your current policy with you. Sometimes we recommend staying where you are—sometimes we can offer better coverage or pricing. It’s all about the right conversation at the right time.

8. Do you offer retirement or financial planning advice?

Yes. Guidance around retirement savings, budgeting, and long-term planning is available through Henry F. Stockman, a licensed ChFC and CLU with over 40 years of experience.

9. How fast can I get coverage?

It depends on the type of insurance, but many policies can be written quickly—some even same-day. Life insurance may require a health review or exam.

10. Why should I choose the Stockman Agency over an online quote site?

Because when something goes wrong, we’re not a chatbot—we’re your neighbor (and we answer the phone). We offer real guidance, responsive service, and a relationship you can count on.